Do You Know What Type of Special Event Insurance Coverage You Need?

Are you planning a special event? Most people know that large events, such as baseball games and auto races, have insurance needs. But did you know that smaller events do, too?

You can get special event insurance for both long-term and short-term events, and there are many limits and coverage options available to cater to your particular event needs. In addition, increased limits are available if you want to raise the limits for general liability.

Some insurance agencies cover hundreds of events annually, including small celebrations, large performance, and festivals. Both private and public events, and hundreds of different event types, can be covered.

And here’s a tip: it’s always a good idea to cover alcohol-related issues at special events. If you will be serving alcohol, you can purchase optional liquor liability insurance. When alcohol is served without the transfer of money, the policy can also include host liquor liability. Coverage can also be extended to include intoxicated guests who might cause physical damage to the premises.

In addition, we also recommend Liability Insurance. General Liability Insurance is designed to insure the legal liability of a function. This type of policy is usually known as a Commercial General Liability policy.

One-day or special event insurance is often available online, and some insurance companies can provide instant quotes right over the internet. Most coverage is subject to specific conditions, exclusions, limits, deductibles and restrictions. By speaking with a company representative, you are sure to get the best deal.